PO Box 222, Kippax Fair Shopping Centre,
Holt ACT 2615
Islamic Finance
Faith. Family. Finance.
Buying a home or growing a business shouldn’t mean compromising your beliefs. We understand that for a Muslim family, avoidance of Riba (interest) is non-negotiable.
At Algorithm Finance, we calculate the best path to ownership using strictly ethical models like Ijarah and Murabaha.
Empowering Your Financial Journey.
We bridge the gap between your faith and your financial goals. Ethical, transparent, and 100% Sharia-compliant solutions.
Complete Halal Solutions
Home Finance
Purchase your dream home or refinance your existing loan to a Sharia-compliant Ijarah model. 100% interest-free contracts.
Car Finance
Drive away in a new or used car using Ijarah Thuma Al'Bai (Lease to Own). No hidden interest, just a transparent rental rate.
Business Assets
Grow your business ethically. We fund equipment, trucks, and commercial property through major Islamic lenders and banks.
Understanding the Terminology Sharia-compliant finance is based on trade and leasing, not lending money for profit.
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⛔ No Riba (Interest)
Money has no intrinsic value in Islam; it is a medium of exchange. Making money from money is forbidden. We strictly avoid interest-based loans.
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🤝 Ijarah (Lease)
The financier buys the property and leases it to you. Your payments are rent + equity. You steadily increase ownership until the asset is yours.
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📦 Murabaha (Trade)
A "Cost-Plus" sale. The financier buys the asset and sells it to you at a disclosed profit margin. You pay the fixed price in installments.
Solving the lending puzzle.
We do the math. You get the keys.
© 2025 Algorithm Finance. Credit Representative Number: XXXXXX. Disclaimer: Your full financial situation will need to be reviewed prior to acceptance of any offer or product.