First Home
Your First Home
Stop Renting. Start Living.
The market is tough, but the opportunities are real. We combine Federal schemes with State grants to calculate your fastest route to the keys.
The "Algorithm" Advantage
Most first home buyers leave money on the table. They assume they need a 20% deposit to get started. That is old math. We use modern structuring to get you into a home with significantly less cash upfront.
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Min. Deposit Needed
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awards wining
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Lenders Mortgage Insurance
What's Available in Your State?
We stack these State grants on top of the Federal schemes.
* IMPORTANT DISCLAIMER: All figures and grants listed below are indicative estimates based on current policy as of late 2025. Eligibility criteria apply. Please verify updated rates and rules on the official Government websites linked below.
New South Wales
Stamp Duty Waiver Save $31k+
Exemption for homes up to $800k.
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FHOG $10,000
For new builds only.
Victoria
Stamp Duty Save $31k+
Exemption up to $600k.
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FHOG $10,000
New builds (City/Regional).
Queensland
Boosted FHOG $30,000
New home under $750k.
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Transfer Duty Save $17k+
Zero duty up to $700k.
South Australia
Stamp Duty HUGE SAVE
Abolished for new builds.
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FHOG $15,000
New homes up to $650k.
Western Australia
Duty Relief Save Cash
Exemption up to $450k.
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FHOG $10,000
Building or buying new.
ACT
